This has been a wild month. My last post was about finding a home and having our offer accepted … and there’s been so much packed in the middle I haven’t had much time for anything other than getting by.
As anyone who has bought a house recently would know, it SUCKS! Looking forward to when this process is over and we can enjoy the place. Which might be next Friday.
After the offer was accepted we had the inspection. Of course a few things came up and we had to wait, not so patiently, for a structural engineer to come out. Thankfully the potential BIG issue wasn’t as big and he was able to spot a different larger, more immediate concern with the roof over the front porch and back deck … where some genius had previously taken out support beams.
After what seems like weeks and weeks of waiting and going back and forth, agreements have been reached. Things are by no means perfect, but never would be, no matter where the house. The big, pressing issues are all resolved and we are still getting a very good deal for the location (especially considering any home in the neighborhood could have similar issues and potentially cost even more).
Lest you thing this was the only drama, there has been a mean and nasty underwriter behind the scenes trying to mess up the loan. Having a hubby that’s a lawyer sure does help sometimes. He finally researched the regulations for the federal loan program and was able to use his lawyer speak to get them to back off on an inappropriate piece of information they were pushing us to get. Talk about being unfriendly to small business owners! Sheesh.
Tuesday we thought things looked bleak. Both of us were ready to walk away from the house. Everything started turning around that afternoon and even the loan was moving forward by Wednesday. I’m still in awe at how things came together. In a way that clearly has God’s handiwork written all over it. What an answer to my prayers over the last weeks that we would have a clear answer, that we would know if this was right or we needed to walk away.
Still having a hard time believing that we might actually own this house next week. For real.